Money and Debt Advice
There are lots of fee charging debt advice services but you can access free, impartial information and guidance on money matters from a number of excellent advice providers. The debt advice services can give free assistance on all debt matters such as council tax debts, court actions and credit debts. Some can offer support on money management.
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Self Help and National Debt Advice Services
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There are some excellent publicly funded, free, independent websites that you can use to sort out your debt problems yourself. You can do budget sheets, look for ways of maximising your income, and find factsheets and sample letters to use to sort out debt and money problems without going to an advice centre. Be aware that there are a lot of organisations that charge for debt advice, the following are free and easy to use.
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National Debt Line
Website: www.nationaldebtline.org
Tel: 0808 808 4000
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Money Advice Service
Tel: 0800 138 777
Website: www.moneyadviceservice.org.uk
Stepchange
Website: http://www.stepchange.org
Tel: 0800 138 1111
Business Debtline
Tel: 0800 197 6026
Self-employed people and small businesses debts
Website: www.bdl.org.uk
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Mental Health and Money Advice
Website: https://www.mentalhealthandmoneyadvice.org/en/
Local Debt and Money Advice
Specialist Debt Advice Providers
Specialist Debt Advice Agencies can help with a wide range of complex debt problems including: credit or store cards debts, council tax arrears, catalogue or hire purchase debt, overdrafts, court fines, rent or mortgage arrears, utility debts etc. They will advise you on whether you are liable for the debt and outline the options available to you regarding repayment agreements, debt management plans, Debt Relief Orders and bankruptcy.
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Debt Free London
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Telephone: 0800 808 5700
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WhatsApp Message: 0800 808 5700
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Webchat: debtfree.london
Video chat: www.debtfree.london/video